Stress arrives– ready or not. Someone cuts you off in traffic. You get butterflys in your stomach before a meeting. We encounter stress on a daily basis. Then instead of ‘responding’ well to a tense situation, we ‘react’– and sometimes we don’t react well. If we have quick ways to reduce stress when it arrives,…
What is Open Enrollment 2022? Open Enrollment is the window of time where you and your family can sign up for a health insurance plan for 2022 coverage. It started in November of 2021.The “open” window is longer this year. It goes through January 15, 2022. That’s for a February 1 start date. How do…
Medicare Misinformation? The Medicare “Annual Enrollment Period” (aka AEP) starts on October 15. It runs through December 7. This is 54 days of Medicare marketing, some of it is straightforward, other bits– not so much. Every year there are changes to plans, premium, and benefits. If you’re anywhere near age 65 (or older), you can…
Health Insurance for Gig Workers According to a recent report, 80% of uninsured gig workers don’t think they can afford health insurance. But under the American Rescue Plan Act (ARPA), 4 out of 5 enrollees are able to find health insurance costing less than $10 per month. The survey, conducted in July 2021, polled nearly…
Texas Health Insurance is More Affordable than ever Between February and June of this year. 300,000 Texans bought health insurance. That’s through the “Marketplace”. This is also known as Obamacare and Affordable Care Act (ACA). Many people think that health insurance is too expensive or too complicated for them to figure out on their own.…
ACA Subsidies Increased – Health Insurance is less expensive! COVID-19 concerns opened a special enrollment period for health insurance. This lasts until Aug. 15, 2021. (Annual open enrollment starts Nov. 1.) Health insurance (ACA / Obamacare / Marketplace) is MUCH more affordable now. The bottom line: The recently enacted stimulus law increases marketplace premium subsidies.…
Do you think there is no affordable Texas health insurance? Some plans now have a ZERO dollar monthly premium. Other plans have a low monthly premium and a ZERO dollar deductible. Yes, that means the government pays for it via a subsidy. That subsidy depends on your income and zip code. More than 1 million…
No discrimination based on gender identity or orientation “The Supreme Court has made clear that people have a right not to be discriminated against on the basis of sex and receive equal treatment under the law, no matter their gender identity or sexual orientation. That’s why today HHS announced it will act on related…
The ACA Marketplace Is Open Again for Insurance Sign-Ups. Here’s What You Need to Know about the Affordable Healthcare Act Special Enrollment Period. If you’re under 65 and don’t have health insurance, you need to know about the Affordable Healthcare Act Special Enrollment Period, going on right now. Plus, as a trained, licensed insurance…
Maybe You Were NOT expecting to be in the Market for Health Insurance Especially if you retire early, get laid off, are already a contractor, a gig economy worker, or otherwise are not on an employer or government plan. This video, from CNBC, offers a good introduction. For more info on Marketplace Plans tailored to…